Insuffient Funds error message

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I tried two credit cards with plenty of available funds and the transaction will not post because of the above error message. Please help.
and********nch
Hello James,
Thank you for your question about your payment attempt. What our card processor shows for each of the 4 attempts is:
"Payment failed because of insufficient funds. Tell the customer to try a different payment method, or they can retry the payment at a later date."
Unfortunately, that is all the information we have.
Please let us know if you have any other questions, or require other assistance. We are happy to help.
bidslammer