You may already be aware, but today eBay requires a bidder to submit payment info at the time of the bid so that they can process payment immediately after the auction. I am opposed to this for several reasons, but my first thought was that this new process would interfere with your service which I enjoy using.

Hello Liam,
Thank you for the heads up about this new feature. We've been monitoring, but so far have not seen any impact.
It doesn't look like eBay thought this through very well. https://tinyurl.com/3p5k6n7p . Typical...