Hello Frank,
Thank you for your question about your card declined. Unfortunately, our vendor only returned the message that the card was declined, and that you must call your bank. There really isn't anything we can do in that situation.
I see you have used PayPal in the past -- I'm certain this will work because PayPal pre-verifies the card.
If we can help further, please ask and we'll do our best to help.
bidslammer